Refined Wealth Newsletter by Joe Ward Read Time: 3 Minutes March Madness Every year, my family fills out March Madness brackets for bragging rights. But my 18-year-old brother's goal is a perfect 63-0 bracket. It's a lofty goal, but most of us know betterHis odds? Roughly 1 in 9.2 quintillion if each game was a coin flip. But he knows ball, so maybe it's closer to 1 in 120 billion. Nobody has ever done it. Warren Buffett once offered a billion dollars to anyone who could. The issue with this...