Refined Wealth Newsletter by Joe Ward Read Time: 3 Minutes Life Planning: Part 2 Welcome back! Hopefully you had a chance to explore the lighthearted first question. The goal being to figure out what matters to you in life. Now let’s take it to the next level and really define what is most important. Question 2: You have less time This time, you visit your doctor who tells you that you have five to ten years left to live. The good part is that you won’t ever feel sick. The bad news is that...

Refined Wealth Newsletter by Joe Ward Read Time: 3 Minutes Winning the lottery “What would you do if you won the lottery?” Such a fun question. Until I start asking if we are talking Powerball, Mega Millions, pre or post tax, lump sum or annuity, etc. That said, I’ve found a couple of even better questions that I’d like to share over the long weekend. They build upon each other, so they are most effective if you and your spouse (if applicable) answer each before moving on. I’m not a trained...

Refined Wealth Newsletter by Joe Ward Read Time: 2 Minutes A Question No memo this week. Just a question. I have plenty of topics queued up, but I'd rather write about what's top of mind for you or those in your circle. That said, what questions do you have, or what are you hearing from friends, family, or colleagues? Please reply with as much or as little as you'd like. This will help me prioritize topic areas of interest. Until next time, stay the course. Also, to my new subscribers who...